Medicare Advantage Plans for St. Louis Seniors
Compare Medicare Advantage plans in Belleville, Edwardsville, Creve Coeur, St. Louis & surrounding areas with local help.
What It Is
Medicare Advantage Combines Your Coverage Into One Plan
Medicare Advantage plans, also called Part C, bundle hospital, doctor, and often prescription drug coverage together under one plan. These plans are offered by private insurance companies but approved by Medicare. We help you compare plans available in your area, review networks and benefits, and choose a plan that fits your specific health needs, doctors, and budget.
What’s Typically Covered
What Medicare Advantage Plans Offer-& What to Watch For
Medical & Hospital Coverage
Covers the same services as Medicare Parts A & B, including hospital stays, doctor visits, preventive care, and outpatient treatments.
Prescription Drug Coverage
Many Medicare Advantage plans include Part D prescription drug coverage, making it easy to manage everything under one plan.
Extra Benefits
Some plans offer vision, dental, hearing, gym memberships, and other wellness perks. However, costs and availability vary by plan and by area.
Add-Ons That Pair With Advantage Plans
What Else You May Need With a Medicare Advantage Plan
Supplemental Dental or Vision Plans
If your chosen plan lacks certain dental or vision benefits, we can help you explore separate coverage options.
Prescription Drug Review
We'll double-check your prescriptions to ensure your chosen plan covers them fully.
Medicare Savings Programs
We can help you determine if you qualify for programs that reduce costs on premiums or copays.
Questions We Hear About Medicare Advantage in the St. Louis Metro
Common Local Questions
In towns like Belleville, Collinsville, and Edwardsville on the Illinois side, and St. Louis, Florissant, or Chesterfield on the Missouri side, many people ask if their favorite doctors accept Medicare Advantage plans. We'll personally review your doctor list and preferred hospitals to make sure your plan fits your needs. We also review local pharmacies to help avoid surprise drug costs later.
Medicare Advantage FAQs
Can I switch back to Original Medicare later?
Yes, but there are certain times of the year when you can make that change. We'll guide you through the process if needed.
Are all Medicare Advantage plans the same?
No. Each plan has different networks, costs, and covered services. That's why it's so important to compare your options locally.
Do I have to use doctors in my plan's network?
Most plans use a network of providers, but some plans cover out-of-network care at a higher cost. We'll help check your preferred providers.
Is Medicare Advantage more expensive than other options?
It depends. Some plans have low monthly premiums but higher out-of-pocket costs. Others may offer more coverage for a higher monthly rate.
Can I keep my prescription drugs covered under these plans?
Many Medicare Advantage plans include drug coverage, but we'll make sure your medications are covered under any plan you're considering.
